E-Consent – Teachers First Debt

Please read this information carefully and print a copy and retain this information for future reference.

Teachers First Debt is operated by Salvation Debt, LLC. You are submitting a request to be connected with one of the marketplace participants available through Teachers First Debt. In order to offer you a loan, debt payoff, or related services, marketplace participants need your consent to use and accept electronic signatures, records, and disclosures ("E-Consent"). This form notifies you of your rights when receiving electronic disclosures, notices, and information. By clicking on the link assenting to our terms, you acknowledge that you received this E-Consent and that you consent to conduct transactions using electronic signatures, electronic disclosures, electronic records, and electronic contract documents ("Disclosures").

You may request any Disclosures in paper copy by contacting the marketplace participants directly. The lenders and lending partners will retain all Disclosures as applicable law requires.

This E-Consent applies to all interactions online concerning you and the marketplace participants and includes those interactions engaged in on any mobile device, including phones, smartphones, and tablets. By exercising this E-Consent, the marketplace participants may process your information and interact during all online interactions with you electronically. The marketplace participants may also send you notices electronically related to their interactions and transactions. Disclosures may be provided online at our websites or marketplace participants' websites, and may be provided by email.

To access and retain the Disclosures electronically, you will need to use the following computer software and hardware: a PC- or Mac-compatible computer or other device capable of accessing the internet, access to an email account, and an internet browser software program that supports at least 128-bit encryption. To read some documents, you may need a PDF file reader like Adobe Acrobat Reader. You will need a printer or a long-term storage device, such as your computer's disk drive, to retain a copy of the Disclosures for future reference.

Your E-Consent for our connecting service and for marketplace participants' consideration of your request cannot be withdrawn because it is a one-time transaction. If you are connected with one or more marketplace participants, you are free to withdraw your E-Consent with them at any time and at no charge. However, if you withdraw this E-Consent before receiving credit, you may be prevented from obtaining credit from the marketplace participant. Contact the marketplace participant directly if you wish to withdraw this E-Consent. If you decide to withdraw this E-Consent, the legal effectiveness, validity, and enforceability of prior electronic Disclosures will not be affected.

Teachers First Debt and Salvation Debt, LLC are not responsible for any failure or delay in providing the service caused by errors, inaccuracies, or falsity in any of the information provided by you or by any technical problems beyond our reasonable control. Teachers First Debt and Salvation Debt, LLC are not agents of you or any marketplace participant. We are not involved with a marketplace participant's review or use of your information or in making a determination about whether you meet a particular marketplace participant's qualification criteria. We do not recommend or endorse the products of any particular marketplace participant.